Debt Management Resources

Getting out of credit card debt requires a willingness to change your spending habits. Create clear, practical goals and use the debt solutions listed below to pay off your debt.

Gambling debt can signal a more serious problem of gambling addiction. Learn the best tips on how to manage such debt and avoid it in the future.

Failing to pay IRS tax debt can have serious consequences, such as penalties, liens, and seizure of assets.

Mortgage debt is incurred when you borrow funds from a lender to buy a home. Since most people can’t afford to pay for a property upfront, they typically make a down payment and finance the rest. The borrowed amount is repaid through monthly installments over an extended period, usually 15 to 30 years, with interest.

Debt consolidation is the process of rolling multiple debts into a single balance transfer credit card or consolidation loan at a lower interest rate.

Debt management refers to creating a plan to handle your liabilities effectively. The aim is to make your repayments on time and pay off your debt without hurting your credit score. It’s essential to your financial well-being because unmanaged debts can have serious consequences.

Many senior citizens may not take advantage of resources and government programs simply because they’re not aware they may be eligible for them. Here is a comprehensive list of benefit programs and resources that you'll want to explore.

Debt settlement is a form of debt resolution designed to resolve your outstanding debt for less than what you currently owe.

Credit repair is any action you take to improve your credit score, such as paying off debt, making timely payments, and removing negative information from your credit report.

Loans are an important tool to help you achieve your goals. Read more about how loans work, qualification criteria, and the options available.

Financial hardship occurs when you're willing to pay your debts but are unable to due to an unexpected event that has impacted your ability to pay. There are many unforeseen circumstances that can cause financial hardship, affecting your ability to meet your financial obligations.

Veteran debt includes any debt owed by veterans to financial institutions, banks, or lenders. It can be credit card debt, medical debt, auto loans, personal loans, mortgages, or student loans.

Having a low credit score can impact your ability to qualify for loans at competitive rates. Learn more about what bad credit means, how it impacts you, and what to do about it.

Financial stress is a state of emotional tension, anxiety, or worry, specifically about money. Your stress may stem from your expenses, debt, or income.

Credit counseling is a term that describes services that help people with money management. A large part of the work in credit counseling involves creating debt management plans and individual counseling to help implement those plans and prevent the debtor from once again falling back into debt.

Knowing how divorce debt is divided between the partners is important. This will provide you with a better understanding of what liabilities you may be responsible for if you are considering divorce.

Medical debt is any amount you owe for receiving healthcare services. It includes the amount that you have not paid yet, is past due, delinquent, or in collections.

Through counseling, budgeting, and effective debt relief programs, you can repay your debt, can regain financial stability—even in retirement.

Money management can help you manage your money more effectively. Learn how strategies like budgeting and debt relief can ensure financial success.

Car loans come in a few different varieties, and the type of loan that is best suited for you will depend on your credit score, the type of car you want, and the loan amount you need.

Bankruptcy is a powerful tool that can help you discharge most unsecured debts, but you’ll still be responsible for tax debts, alimony, and child support.

Finding trusted debt relief near you is easy. TurboDebt is a certified debt relief agency serving nearly every state and U.S. territory. With over 8,000 five-star reviews across Trustpilot and Google, TurboDebt is a trusted source for debt relief in the U.S.

Understanding the difference between good and bad business debt is crucial so you can learn how to use it for your benefit.

At TurboDebt, we’ve helped more than 500,000 American consumers eliminate over $15 billion in debt. Our clients change their financial situation by getting out of debt, rating us highly for our customer service and expert guidance.

Let’s look at the different types of consumer debts and understand them in detail. These have respective interest rates, tax implications, and credit score impacts.

Debt relief is available in many forms. Each with its own pros and cons. Keep reading to learn more about how debt relief works and determine the best option for your individual circumstances.