It's important to keep track of when you’ll receive your military pay to ensure you can pay your bills on time. While military pay dates are on the 1st and 15th of each month, there may be slight changes if the pay date falls on a weekend or holiday.  

Not many active-duty members know that if you have an account in the Navy Federal Credit Union (NFCU) or USAA, you can get your pay early. If you don’t have an account, consider becoming a member for these benefits.

Read on to learn more about USAA pay dates for 2024 and to know more about how early you can get the pay in your bank account if you have a USAA account.

How Having a USAA Bank Account Can Help You Get Your Military Pay Early

The United Services Automobile Association (USAA) is a highly rated bank for military personnel. One benefit of having a USAA account is that you can get your pay two days before the military pay date.

USAA offers a feature known as “early access to direct deposit” to all its members. This feature makes it possible for the financial institution to make the funds available to you one to two days early if the payment information is provided by your employer.

Many types of direct deposits may qualify for early deposits, including military pay. Getting the money in your bank account can help you manage your bills and other financial obligations easily without having to worry about delays due to weekends or holidays.

Importance of Knowing USAA Pay Dates

Knowing USAA military pay deposit dates can help avoid confusion about when you should expect to see the pay deposited in your account. When making a budget, this information will help you anticipate how much money you’ll receive and when you’ll get it.

Military paydays are generally easy to remember since they’re on the 1st and 15th of every month. However, there can be exceptions when those dates fall on a holiday or the weekend. In that case, you’ll get paid on a weekday before the holiday or weekend. For example, if your pay date of the 15th is on a Sunday, you’ll generally receive the pay on Friday the 13th.

USAA Pay Dates for 2024

If you have a USAA account, you may be eligible for early access direct deposit, which allows you to receive your pay one or two days early.

USAA Military Pay Dates for 2024

All USAA members have early access to direct deposit, which allows them to get their pay one or two days earlier than the pay date. Here’s a USAA military pay dates calendar for 2024 for military pay, which now includes a 5.2% military pay raise.

USAA Military Pay Dates for 2024

Retiree Pay Dates for 2024

If you’re a retiree of the Army, Navy, Air Force, or any other military branch, you may be receiving retirement pay from the Department of Defense. The USAA retiree pay dates calendar for 2024 is given below.

Retiree Pay Dates for 2024

USAA VA Pay Dates for 2024

If you receive VA disability pay from the Department of Veterans Affairs, which now includes a 3.2% VA COLA increase, here’s when you can expect your payments in 2024.

USAA VA Pay Dates for 2024

Longer Pay Periods for 2024

There may be a few pay periods that are longer than others since weekends and holidays shift pay dates throughout 2024. It’s important to take note of these longer pay periods so you can plan and budget your expenses carefully.

Here’s a list of the longer pay periods for 2024:

  • 20 days pay period- January 10th to 30th
  • 18 days pay period- April 11th to 29th
  • 19 days pay period- July 11th to 30th
  • 20 days pay period- October 10th to 30th

Most of these longer pay periods fall around summer holidays, spring break, and Halloween when most families plan vacations and trips. We recommend planning your budget and expenses in advance to ensure you’re prepared for the late payment of your pay.

Keep Up With the Latest USAA Pay Dates Information

Knowing when you’ll receive your pay is important. While you may already know that the standard payment dates are the 1st and 15th of the month, it’s also important to keep track of holidays, weekends, and longer pay periods when your pay may be delayed.

Having an account in USAA can help you receive access to your pay two days before your actual payday. Eligibility for early access to direct deposit depends on whether you’re a member and if you have direct deposit. Keep up with the USAA pay dates information, track notifications of your checking account activity, and be sure to access your account through the mobile app or online to keep track of account activity.

If there’s a delay in your payment, you can also get in touch with the USAA customer service department at a financial center or by calling 210-531-USAA (8722) or 1-800-531-USAA (8722).